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What are cashback websites and can they really save you money

? All your questions answeredCashback sites are offering free cash for ‘nothing’ left, right and centre but can you trust them?11:53, 22 JUN 2017A Which? report has found members who use cashback canada goose outlet uk fake sites rake in 120 a year on average Get Deals updates directly to your inbox+ SubscribeThank you for subscribing!The rising cost of living, high inflation rates and more recently Brexit, canada goose outlet in canada means millions of UK households are facing a serious squeeze on their finances and as a result looking for smarter and more innovative ways to cut costs.If you’re feeling the pinch, cashback websites may well be worth investigating as you can get cash off just about anything from toilet roll, to flights, train tickets and even a new dress and the concept is pretty simple.In short, when a consumer buys a product online, they get a percentage of that spend back in cash. For example, if you spend on canada goose outlet store new york a cinema ticket, and there is 10% cashback, the consumer gets back.Booking a holiday? 5 travel essentials you can earn cashback on, including Post Office and More Than travel insuranceHow do cashback sites work? Instead of shopping directly through a store online, you access the retailer through a cashback website like TopCashback or Quidco who will then get paid (by the brand) for ‘referring’ you to them.Your transaction will continue as normal and your item will still canada goose outlet florida arrive directly from the retailer, but the cashback canada goose outlet winnipeg website will pay you canada goose premium outlet a cut of this payment as a reward for using its services, and as an incentive to encourage you to return.This amount can be anything from 1% to of your total spend and you can use voucher codes to boost your canada goose outlet uk sale saving that little bit further.Your buy canada goose uk cashback will be sent back to you through your TopCashback or Quidco account this takes around 7 10 working days, however with more complex services like travel and financial products, this period can extend to six months. You’ll canada goose outlet germany be able to track this once you log in, and canada goose outlet trillium parka black once the money has been sent, you’ll be able to transfer the cash to your bank account.There is no minimum pay out amount and no fixed dates, it’s completely up to the member.What’s in it for the consumer?. Cashback website TopCashback has an average payout rate of 7% which means that if a member spends on a retailer’s website, canada goose jacket outlet sale they’ll receive at least of that back. TopCashback says members on average earn canada goose outlet online uk a year on their spending, meanwhile on Quidco, customers earn an average of a year.According to independent consumer website Which? members who use cashback sites rake in a year on average across a canada goose outlet in toronto variety of goods and services from mobile canada goose outlet los angeles phones to car insurance, and bank accounts to broadband.Step by step guide: How to use a cashback website Sign up: The two most popular cashback canada goose factory outlet vancouver websites in the UK are TopCashback and Quidco. Both are free to canada goose jacket uk join (although you can pay a monthly fee for premium membership). The only information you’ll be asked is for an email address and canada goose outlet location password.Click the link: Once you’ve selected a retailer and clicked through to their page, you’ll be able to view all the current cashback offers. To start shopping, members will just need to click on the ‘Get Cashback’ button next to the offer this will simply open the retailer website in a new tab.Start your shop: Shop as normal and the cashback website will track your spending. It will then calculate the amount of cashback you are due, which will then be shown on your account page.Quidco’s top tips to earing rewards We asked Quidco’s head of PR, Victoria Leyton for some insider advice on canada goose outlet houston how to maximise your cashback. Here are her top tips.

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